Specialist, AFC Advisory & Oversight

Who we are

We simplify wealth creation. Founded in 2014 in Vienna, Austria by Eric Demuth, Paul Klanschek and Christian Trummer, we’re here to help people trust themselves enough to build their financial freedom — for now and the future. Our user-friendly, trade-everything platform empowers both first-time investors and seasoned experts to invest in the cryptocurrencies, crypto indices, stocks*, precious metals and commodities* they want — with any sized budget, 24/7. Our global team works across different cultures and time zones, bringing our products to more than 7 million customers, making us one of Europe’s safest and most secure platforms that powers modern investing.

Headquartered in Austria but operating across Europe, our products are built by fast-moving, talented, “roll-up-your-sleeves-and-make-it-happen” kind of people. It’s these diverse perspectives and innovative minds operating as ONE TEAM that keep Bitpanda at the cutting edge of our industry. So if you’re someone who thinks big, moves fast and wants to make an impact right from day one, then get ready to join our industry-changing team. Let’s go!

Your Mission

As a Specialist, AFC Compliance Advisory & Oversight at Bitpanda, you will play a key role in strengthening and evolving our Anti-Financial Crime (AFC) Compliance framework. You will drive second-line oversight activities through quality assurance, control testing, complex financial crime investigations, and expert advisory, helping ensure our controls remain effective, scalable, and aligned with evolving regulatory expectations. Working closely with AML Officers, Risk, Product, Operations, Engineering and Data teams, you will identify control gaps, challenge existing processes, investigate complex financial crime risks, and contribute to building a robust AFC framework that supports Bitpanda's continued growth across multiple regulated markets.

What you’ll do

Perform second-line quality assurance and control reviews across AFC processes, assessing whether investigations, decisions, documentation, and escalations meet internal standards and Austrian and German regulatory requirements.

Review Proof of Funds, Source of Funds, transaction monitoring, and suspicious activity cases to ensure that investigations are complete, risk-based, and supported by sufficient evidence, including the quality of any related Suspicious Activity Reports.

Perform enhanced due diligence on complex or high-risk cases involving business customers, legal entities, ownership structures, beneficial owners, and other elevated financial crime risks.

Identify control weaknesses, recurring quality issues, and gaps in operational processes, and support the implementation and follow-up of remediation measures to strengthen the AFC Compliance framework.

Collaborate with Operations, Product, Engineering, Risk, and AML Officers to improve control design, investigation standards, procedural guidance, reporting, and the overall effectiveness of AFC processes.

Who you are

Educational Background: You hold a university degree in Law, Business Administration, Economics, Finance, or a related field, providing a strong foundation in Anti-Financial Crime Compliance, regulatory compliance, and risk management.

Professional Experience: You have proven experience in Anti-Financial Crime Compliance, AML investigations, Financial Crime Advisory, or Compliance Oversight within a regulated financial institution, payment institution, fintech, cryptocurrency service provider, or consultancy. You also have practical experience performing quality assurance, second-line controls, or compliance oversight, with a strong understanding of risk-based AML/CFT control frameworks. Experience conducting Proof of Funds (PoF) investigations, reviewing complex legal entities, and preparing or assessing Suspicious Activity Reports (SARs) under Austrian and/or German AML/CFT requirements is highly desirable.

Technical & Analytical Competence: You p