Risk Analyst Middle+

We are looking for a Risk Analyst .

We're launching a new business line in Colombia and looking for someone to join our Risk team at the earliest stage of the launch, helping build credit risk processes from the ground up.

You'll be joining at the earliest stage of a new country launch — working on risk processes with direct visibility into how your work drives portfolio performance.

Day-to-day responsibilities:

Support the design of credit origination and limit management policy, pricing guardrails, early-warning triggers

Contribute to risk metrics tracking: help monitor portfolio performance towards lifetime profit maximization within risk appetite constraints

Maintain live dashboards

Help explain drivers behind metric changes

Collaborate cross-functionally: help embed risk controls into product specifications and customer journeys, working closely with product, collection, finance and 2nd line of defence teams

The ideal candidate:

3+ years in credit risk or other data-driven areas (finance/collections/production analytics/data science) within retail or consumer lending portfolios (banking or fintech)

Experience in Credit cards would be a strong plus

Proficient in SQL and Python, with hands-on experience working with data

Comfortable creating dashboards, visualizing data, and presenting insights clearly

Solid grasp of financial mathematics fundamentals, profitability components, and basic accounting principles

Strong technical or quantitative background with a strategic mindset

Education: Mathematics, Physics, Computer Science, or a related STEM field from a top technical university

B1 or higher English level for effective communication with an international team

Our ways of working:

Innovative Spirit: A commitment to creativity and groundbreaking solutions

Honest Feedback: valuing open, transparent communication

Supportive Team: a strong, collaborative community

Celebrating Achievements: recognizing our wins together

High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances

Our benefits:

Relocation support to one of our hubs with assistance for the employee and their family

Flexible work from one of our offices

Healthcare Coverage

Education Budget: Language lessons, professional training and certifications

Wellness Budget: Mental health and fitness activity reimbursements

Vacation policy: 20 days of annual leave and paid sick leave