Transaction Monitoring Analyst

About Pleo
Messy spend management is tricky business. And tedious processes are a lose-lose situation for all involved, not just finance. At Pleo, we're changing that. We build spend solutions that make managing money seamless, empowering, and surprisingly effective for finance teams and employees alike - with a vision to help all businesses ‘go beyond’.
The word ‘Pleo’ actually means ‘more than you’d expect’, and living by that mantra has been the secret to our success over the last 10 years.
Now, we’re at a pivotal moment in our journey; every move we make has a direct impact on our 40,000+ customers, our business, and our collective success. We need people who take pride in uncovering customer needs, who turn complex problems into simple solutions, challenge the way things are done (respectfully), and always aim high. With great ambitions driving us forward, we can’t say we’ve got this whole thing figured out. And frankly, that’s half the fun! What we can say is that we’re a driven, progressive, and, importantly, a kind bunch of 850+ people from over 100 nationalities, all committed to delivering the future of business spending, together.
Intro
At Pleo, we’re on a mission to revolutionise the way businesses manage company spending. No more outdated processes, clunky spreadsheets, or frustrating delays - we believe spend management should be seamless, empowering, and surprisingly effective for finance teams and employees alike. We’re creating tools that promote autonomy, foster trust, and let businesses focus on what truly matters.
Our culture is built on transparency, collaboration, and a deep commitment to innovation – which is reflected in our spending solution. At Pleo, you’ll join a passionate team shaping the future of work, all while having some fun along the way.
 
About the role
We're looking for a Transaction Monitoring Analyst to join our AML Transaction Surveillance team at Pleo. In this First Line of Defense role, you will play a crucial part in maintaining the safety and integrity of our platform by actively preventing Financial Crime. If you're excited about keeping the bad guys out of the game and have high personal ethics, then this is the opportunity for you!
What you’ll be doing
As a Transaction Monitoring Analyst, you will:
AML Case Handling & Investigations: You will be responsible for handling the alerts and completing the investigations using our automated transaction surveillance system. Deep dive into complex cases, utilising your expertise and multiple tools to unravel the intricacies of financial transactions and detect suspicious activities.

SAR escalations : Deliver high quality Financial Crime investigation reports and escalate potential Suspicious Activity Report (SAR) to Second Line of Defense.

Risk Committee Presentations: Write high quality reports and deliver presentations to the Risk Committee. Your insights will guide strategic decisions and influence our approach to managing financial crime risks.

Fin-Crime Prevention Projects: Participate in ad hoc internal projects aiming at the enhancement of our surveillance framework.

What you bring
You’ll thrive in this role if you have:
A background of 2+ years in AML investigations within a FinTech, traditional financial institution, or regulatory body.

A solid understanding of AML scenarios and EU & UK AML Regulations.

Expert Investigator: Exceptional ability to follow up, assess, and investigate complex financial activities with a keen eye for detail.

Effective Communicator: Outstanding communication skills, capable of presenting findings in a clear and concise manner.

Proactive Mindset: Self-driven and meticulous, always on the lookout for anomalies and risks, with a proactive approach to problem-solving.

Team player: Able to share knowledge and assist the rest of the team with the investigations.

Who you’ll be working with and reporting to
You’ll report to our Transaction Surveillance Team Lead and work clos