Software Engineer, Core Product

About Ramp
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
The problems are high-stakes, data-dense, and unforgiving.
We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.
The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.
If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.

About the Role
The team owns the core experience that helps finance teams control, automate, and optimize company spend.
We build the engine that powers Ramp’s card and expense workflows—from card issuance and spend limits to approvals, policy enforcement, and real-time insights.
Our systems handle billions of dollars in transactions and integrate deeply with Ramp’s AI platform, financial infrastructure, and partner ecosystems (banks, ERPs, HRIS).
As a backend engineer on this team, you’ll work across product surfaces that are central to Ramp’s success: cards, approvals, spend controls, and automation intelligence.
What You’ll Do
Design, build, and scale backend systems that power spend controls, approval workflows, and card transactions at massive scale

Collaborate cross-functionally with product, design, and data to deliver intelligent, user-first experiences for finance teams

Integrate with Ramp’s internal AI platform to automate spend policy enforcement and anomaly detection

Own complex projects end-to-end — from architecture to deployment and observability

Partner with the Product Platform and Integrations teams to ensure reliability, scalability, and data consistency across financial systems

Continuously improve Ramp’s transaction and policy infrastructure for performance, accuracy, and resilience

What We’re Looking For
2+ years of software engineering experience (backend or fullstack with a backend focus)

Strong fundamentals in backend systems and API design — experience with Python, Go, or TypeScript is ideal

Familiarity with PostgreSQL, AWS, and modern observability tooling

Product sense: ability to balance technical quality with speed and user value

Collaborative, thoughtful communicator who thrives in high-ownership environments

Nice to Have
Fintech or payments experience (cards, reconciliation, transaction processing)

Exposure to AI- or rule-based automation systems

Experience integrating with ERP or accounting systems

Familiarity with security, risk, or compliance-driven domains

Experience building reliable distributed systems that process large volumes of financial or transactional data

Benefits available to all full-time Ramp employees (Global)
Flexible PTO

Centralized home-office equipment ordering

Health and wellness stipend

Budget for intra-office travel

Weekly coffee stipend

United States
100% medical, dental & vision insurance coverage for you, with partial coverage for dependents

One Medical annual membership

401(k), including employer match on contributions made while employed by Ramp

Fertility HRA (up to $10,000 per year)

Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay

Pet insurance

In-office perks: lunch, snacks, drinks, and more

Relocation support to NYC or SF (as needed)

Canada
Group medical, dental, and vision coverage through Sun Life

Life, AD&D, and disability coverage

Fertility drug coverage (up to $4,000 lifetime)

Group Retirement Plan with employer match (R