Software Engineer, International

About Ramp
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
The problems are high-stakes, data-dense, and unforgiving.
We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.
The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.
If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.

About the Role
The Money Platform, International team builds the infrastructure that powers Ramp's expansion into global markets. We handle international payments, multi-currency operations, and compliance with regional requirements — the foundational platform that enables Ramp to serve customers beyond the US.
 
International expansion is core to Ramp's growth strategy, and this team directly unlocks it. We work at the intersection of greenfield and scale: launching new markets from 0 to 1 while maturing the systems that already run. The platform we build handles cross-border payments, multi-currency accounting, and integrations with international banking rails — giving every other team a reliable foundation to build on.
 
What You'll Do
Build payment infrastructure that works across multiple countries, currencies, and regulatory regimes

Design multi-currency accounting and reconciliation systems at scale

Integrate with international banking systems and payment rails (SEPA, BACS, and SWIFT)

Take on both 0-1 work (launching new markets) and 1-N work (scaling existing ones) simultaneously

Collaborate cross-functionally with compliance, product, ops, and external partners to navigate complex regional requirements

Own problems end-to-end — from architecture to production reliability to partner integrations

What You Need
5+ years of backend or platform engineering experience in high-scale production environments

Strong systems design skills — comfortable taking ambiguous requirements and building reliable, maintainable solutions

Experience working in fast-moving environments with high ambiguity and independent ownership

Comfort with distributed systems, performance optimization, and production reliability

Strong cross-functional collaboration skills

Nice to Have
Experience in fintech, payments, or capital markets (international payment rails, FX, multi-currency ledgers)

Familiarity with financial concepts: multi-currency accounting, reconciliation, cross-border compliance

Experience integrating with third-party financial APIs or international banking partners

Interest in or exposure to international regulatory environments and compliance requirements

Benefits available to all full-time Ramp employees (Global)
Flexible PTO

Centralized home-office equipment ordering

Health and wellness stipend

Budget for intra-office travel

Weekly coffee stipend

United States
100% medical, dental & vision insurance coverage for you, with partial coverage for dependents

One Medical annual membership

401(k), including employer match on contributions made while employed by Ramp

Fertility HRA (up to $10,000 per year)

Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay

Pet insurance

In-office perks: lunch, snacks, drinks, and more

Relocation expense coverage to NYC or SF (if needed)

Canada
Group medical, dental, and vision coverage through Sun Life

Life, AD&D, and disability coverage

Fertility drug coverage (up to $4,